About Our Services
Our services are based on trust, experience, and transparency.
We believe that having a complete view of your financial picture is the prudent way to manage your money effectively. Our Comprehensive Financial Planning services work hand in hand with our Investment Management services to help you achieve your financial goals.
Comprehensive
Financial Planning
As a CERTIFIED FINANCIAL PLANNER ™, we look forward to collaborating with you to construct a robust financial plan. We will take into account your current circumstances, aspirations, and life changes to build a plan that’s tailored fit for you.
Equity Compensation
We'll demystify your Incentive Stock Options (ISOs), Non-qualified Stock Options (NSQO), Restricted Stock Units (RSUs), and Employee Stock Purchase Programs (ESPPs) to best frame decisions around vesting, exercising and divesting employer stock.
We’ll also analyze your tax liabilities to help avoid unnecessary penalties and reduce surprises during filing time
Comprehensive Financial Planning
As a CERTIFIED FINANCIAL PLANNER ™, we look forward to collaborating with you to construct a robust financial plan. We will take into account your current circumstances, aspirations, and life changes to build a plan that’s tailored fit for you.
Investment Management
As a Chartered Financial Analyst® with extensive experience in financial modeling, market research, and portfolio construction, we are well-positioned to provide you with professional asset management services to meet your goals.
Our investment philosophy is rooted in:
An academic approach to portfolio construction
Core allocation to low cost and tax-efficient strategies
Satellite exposure to long term secular trends expected to outgrow GDP
Diversification to protect against different market scenarios (e.g, inflation, higher interest rates)
Investing with a long term view rather than trying to time the markets
Investment Management
As a Chartered Financial Analyst® with extensive experience in financial modeling, market research, and portfolio construction, we are well-positioned to provide you with professional asset management services to meet your goals.
Our investment philosophy is rooted in:
An academic approach to portfolio construction
Core allocation to low cost and tax-efficient strategies
Satellite exposure to long term secular trends expected to outgrow GDP
Diversification to protect against different market scenarios (e.g, inflation, higher interest rates)
Investing with a long term view rather than trying to time the markets
Our Pricing
We aim to serve clients from all walks of wealth and do not have an asset minimum to work with us.
Our pricing includes both comprehensive financial planning and investment management services. This includes the creation of your financial plan, ongoing implementation of the plan, and investment management of your portfolio.
| ACCOUNT VALUE | ANNUAL PRICING |
|---|---|
| $0 - $850,000 | Flat fee starting at $8,500 |
*includes both financial planning and investment management up to $850k of assets
| ACCOUNT VALUE | ANNUAL PRICING |
|---|---|
| First $0 - $1,000,000 | 1.00% |
| Next $1,000,001 - $2,000,000 | 0.85% |
| Next $2,000,001 - $3,000,000 | 0.75% |
| Next $3,000,001 - $5,000,000 | 0.60% |
| Next $5,000,001+ | 0.50% |
Clients with < $500k investable
For those looking to invest up to $500,000, we charge a flat fee based on the complexity of your plan.
Account Value / Monthly Pricing
-
Flat fee starting at $417/month*
-
*includes both financial planning and investment management up to $500k of assets
Clients with >$500k investable
For those looking to invest more than $500,000, the following schedule applies and includes both financial planning and investment management services.
Account Value / Annual Pricing
First $0-$1,000,000 1.00%
Next $1,000,001-$2,000,000 .85%
Next $2,000,001-$3,000,000 .75%
Next $3,000,001-$5,000,000 .60%
Next $5,000,001+ .50%
What to Expect
The Ballaster Financial Blueprint
It’s all about you! We look forward to getting to know you, your current financial situation, and your goals.
We do the heavy lifting here. We’ll create and deliver a custom plan based on your financial situation and aspirations.
Moving forward, we work with you to implement and adjust your plan- whether driven by the market or personal circumstances.